Our practice is a Fee-for-Service dental office, meaning payment is due at the time of service. The truth is, that insurance companies have a cap on what they are willing to allocate to dental health. This cap may limit our ability to provide the level of care that we strive for, especially for more complex treatments. To make this easier for our patients, we offer flexible financing options through CareCredit, Sunbit, and Cherry. These solutions help manage the cost of your dental treatments, offering options like healthcare credit cards, pay-over-time plans, and buy now, pay later solutions.
Make Online Payment »Save time, take care of the paperwork now. Our New Patient Forms are now available so that you can complete them at your convenience, giving you time to carefully review our policies and procedures without having to do so at our office. Click on the “New Patient Forms” button to access the forms online.
New Patient Forms »Care Credit — CareCredit is a credit card for healthcare purposes that helps you and your family meet your health and wellness needs. You can use your CareCredit card to pay for out-of-pocket expenses not covered by your medical insurance. Sunbit — Sunbit offers a convenient pay-over-time way to finance your dental treatments. With Sunbit, you can enjoy flexible payment plans tailored to your budget, making it easier to manage the cost of your dental care. Cherry — How does Cherry financing work? Cherry's mission is to help medical providers treat more patients by offering the best “buy now, pay later” solution with high approvals, low cost, and a seamless experience. Whether you choose CareCredit, Sunbit or Cherry, our goal remains the same—to ensure that paying for your dental treatments is convenient and accessible. Please feel free to speak with us to learn more about the financing options available and to determine which option best suits your needs.
Our practice is a Fee-for-Service dental office, meaning payment is due at the time of service. The truth is, that insurance companies have a cap on what they are willing to allocate to dental health. This cap may limit our ability to provide the level of care that we strive for, especially for more complex treatments. To make this easier for our patients, we offer flexible financing options through CareCredit, Sunbit, and Cherry. These solutions help manage the cost of your dental treatments, offering options like healthcare credit cards, pay-over-time plans, and buy now, pay later solutions.
At Lugoff Smiles, we’re committed to providing the highest quality of dental care. While we don’t accept Medicaid or Medicare at this time, this is because these programs often focus on basic care and may not cover many of the comprehensive treatments we offer. Additionally, the reimbursement rates for these programs can be lower than the actual cost of delivering care, which makes it challenging to maintain the high standards we strive for. That said, we understand the importance of accessible care and offer various flexible payment options and financing plans to help ensure that our patients can still receive the treatments they need. We’d be happy to discuss these options and find the best solution for you!
While we are a Fee-For-Service office and are not contracted with insurance companies, we will file claims on your behalf as a courtesy. This allows you to maximize your out-of-network benefits. We encourage you to check with your insurance provider to understand your coverage for out-of-network dental care.
As a fee-for-service practice, if your insurance company pays our office, we will apply the estimated amount at the time of service. You will be responsible for the remaining balance as well as any balance that remains after our office has received all payments from your insurance.
CareCredit is a healthcare credit card that allows you to pay for out-of-pocket dental expenses not covered by insurance. It offers various payment plans to suit your needs, helping to spread the cost of treatment over time
Sunbit offers a convenient pay-over-time option that is designed to fit your budget. With flexible monthly payments, it’s an excellent option for managing larger dental expenses with a quick approval process.
Yes, while we are not in-network with any insurance provider, we can file your claim on your behalf. This helps ensure that you receive any applicable out-of-network benefits directly from your insurance provider.
"From my 1st call I knew this was the place for me. The coordinators found me an appointment that work for my schedule and explained everything I needed to know. The dental assistant walked me thru everything she was gonna do and what to expect once the doctor came in. The doctor got me to an endodontist to save my tooth. I look forward to seeing how Dr. Sartor can improve my smile. Thanks again Lugoff Smiles"
